:root{--ink:#183a59;--blue:#153f68;--muted:#647687;--line:#d7e3eb;--paper:#f5f8fb}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:30px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',Arial,sans-serif}
a{color:inherit;text-decoration:none}
.page-header,.legal-main,.page-footer{max-width:1248px;margin-inline:auto}
.page-header{min-height:102px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.logo{display:flex;align-items:center;gap:12px;font-family:Manrope,Arial,sans-serif;font-size:36px;font-weight:800;letter-spacing:-3px}
.logo img{width:34px;height:37px;object-fit:contain}
.logo small{padding-left:15px;border-left:1px solid #b4c9d9;font-size:9px;line-height:1.7;letter-spacing:1.4px;font-weight:500}
.main-nav{display:flex;flex-wrap:wrap;align-items:center;gap:26px;font-size:13px}
.main-nav a{padding-block:12px}
.main-nav a:hover{color:#277fa8}
.main-nav .nav-cta{padding:12px 17px;border:1px solid #a9c5d6;border-radius:4px}
.legal-main{padding:40px 0 80px}
.breadcrumb{display:flex;gap:12px;font-size:12px;color:var(--muted);margin-bottom:28px;flex-wrap:wrap}
.breadcrumb a:hover{text-decoration:underline}
.legal-hero{padding-bottom:32px}
.eyebrow{font-size:10px;font-weight:600;letter-spacing:2px;text-transform:uppercase;color:#277fa8}
h1,h2{font-family:Manrope,Arial,sans-serif;font-weight:500}
h1{font-size:clamp(34px,4vw,54px);letter-spacing:-1.7px;line-height:1.2;margin:16px 0}
.legal-hero>p{font-size:15px;line-height:1.8;color:var(--muted);max-width:680px;margin:0}
.legal-tabs{display:flex;flex-wrap:wrap;gap:8px;border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:38px}
.legal-tabs a{font-size:13px;padding:12px 20px;border:1px solid var(--line);border-radius:4px;background:white}
.legal-tabs a[aria-current="page"]{background:var(--blue);border-color:var(--blue);color:white}
.legal-tabs a:hover{border-color:#277fa8}
.legal-layout{display:grid;grid-template-columns:235px minmax(0,1fr);gap:55px;align-items:start}
.legal-toc{position:sticky;top:24px;font-size:12px}
.legal-toc strong{display:block;margin-bottom:14px;font-size:10px;letter-spacing:1.5px;text-transform:uppercase;color:#647687}
.legal-toc ul{list-style:none;margin:0;padding:0;border-left:1px solid #c5d9e5}
.legal-toc li{margin:0}
.legal-toc a{display:block;padding:10px 16px;line-height:1.5}
.legal-toc a:hover{background:#e6f0f7;color:#277fa8}
.legal-body{background:white;border:1px solid var(--line);padding:36px 44px;border-radius:6px;min-width:0}
.legal-body section+section{border-top:1px solid var(--line);margin-top:30px;padding-top:26px}
.legal-body h2{font-size:24px;letter-spacing:-.5px;line-height:1.4;margin:0 0 18px}
.legal-body h3{font-size:16px;margin:24px 0 10px;line-height:1.5}
.legal-body p,.legal-body li{font-size:14px;line-height:1.85;color:#4c6374;overflow-wrap:anywhere}
.legal-body p{margin:0 0 14px}
.legal-body p:last-child{margin-bottom:0}
.legal-body a{text-decoration:underline;text-underline-offset:3px;color:#205d88}
.legal-body ul{padding-left:20px}
.draft-note{font-size:12px!important;padding:15px 18px;background:#edf4f8;border-left:3px solid #77b7d3;margin-bottom:26px!important}
.legal-contact{margin-top:30px;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 28px;background:#e6f0f7;border-radius:5px;font-size:14px;line-height:1.7;flex-wrap:wrap}
.legal-contact a{text-decoration:underline;text-underline-offset:3px}
.page-footer{border-top:1px solid var(--line);padding-block:28px}
.footer-top{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;margin-bottom:25px}
.footer-top p{font-size:12px;line-height:1.8;color:var(--muted)}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;font-size:11px;color:var(--muted);flex-wrap:wrap}
.footer-bottom div{display:flex;flex-wrap:wrap;gap:22px}
a:focus-visible{outline:3px solid #5eafd0;outline-offset:4px}
.skip-link{position:absolute;top:-100px;left:20px;padding:12px;background:#fff;z-index:10}.skip-link:focus{top:10px}
@media(max-width:1340px){.page-header,.legal-main,.page-footer{margin-inline:36px}}
@media(max-width:1050px){.logo small{display:none}.main-nav{gap:18px}.legal-layout{grid-template-columns:190px minmax(0,1fr);gap:28px}.legal-body{padding:30px}}
@media(max-width:760px){.page-header{padding-block:20px;flex-wrap:wrap}.main-nav{width:100%;gap:8px 18px;font-size:12px}.main-nav a{padding-block:8px}.legal-layout{grid-template-columns:1fr;gap:24px}.legal-toc{position:static}.legal-toc ul{display:flex;flex-wrap:wrap;border-left:0;gap:6px}.legal-toc a{padding:8px 11px;background:#e6f0f7;border-radius:3px}.legal-body{padding:24px}.legal-body h2{font-size:22px}.legal-main{padding-top:24px}.legal-hero{padding-bottom:25px}.legal-tabs{margin-bottom:24px}.legal-tabs a{padding:10px 14px}.page-header,.legal-main,.page-footer{margin-inline:22px}}
@media print{body{background:white}.page-header,.page-footer,.legal-tabs,.legal-toc,.legal-contact,.breadcrumb{display:none}.legal-layout{display:block}.legal-main{max-width:none;margin:0;padding:0}.legal-body{border:0;padding:0}.legal-body h2{break-after:avoid}.legal-body p{orphans:3;widows:3}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}